Before you apply for credit or a loan facility at your local bank the one thing you can do to improve your chances is to understand the credit approval process at a bank. How does the bank work with your application, what do they look at, what can you do to make a stronger case for credit approval. Here is the first course on Credit process. You can go straight to the course or walk through the lesson plan below

• Small Business Credit Training: Understanding Credit Process and loan approval basics for small businesses
  

  Credit Process
  

• While the Small Business Credit Analysis
  course started the discussion on financial and operating leverage and the thinking behind the borrowing decision, the Credit Process course focuses on the lending side of the equation.
  

  Small Business Credit Training: Credit Process: Mindset
  

  Small Business Credit Training: Credit Process: Understanding the language – I
  

  Small Business Credit Training: Credit Process: Understanding the language ii
  

  Small Business Credit Training: Credit Process: Why do businesses borrow money?
  

  Small Business Credit Training: Credit Process: Lending products?
  

  Small Business Credit Training: Credit Process: Review
  

  Small Business Credit Training: Credit Process: Credit Culture and Information Gathering Foundations
  

  Small Business Credit Training: Credit Process: Credit memo: information gathering and processing
  

  Small Business Credit Training: Credit Process: The Credit Decision
  

  Small Business Credit Training: Credit Process: Credit Decision – factors
  

  Small Business Credit Training: Analyzing Cash flow Statements: Examples