Browse By

All posts by Jawwad Farid


Credit Analysis Mindset

Credit Analysis mindset As a credit analyst you are tasked with answering a few simple questions on every case that is assigned to you: Why does the client need the additional capacity provided by the credit line? How strong is this relationships and what signals

No Thumbnail

Master Credit Analysis: Course Guide

This is the first course on credit analysis that focuses on the impact of leverage on a business. We look at two different instances of leverage – one financial, one operational and use that to calculate degrees of operational leverage. Degrees of operational leverage is

No Thumbnail

Credit Analysis: Breakeven and leverage

Credit Analysis.  Break even and Leverage Explains how businesses can adjust costs and levels of production to attain optimum results. Break even point (BEP) is the level of production at which a firm’s revenues just cover its costs. Beyond this level the firm earns profits; anything