3 mins read Earlier we had looked at one way of stress testing credit risk under the Internal Capital Adequacy and Assessment Process (ICAAP). We will look at some simple sensitivity analysis for credit risk below, focusing on stressing non-performing loans (NPL).
2 mins read Stress testing of all risk factors in order to arrive at the capital requirements for the worst case scenario for credit risk.
< 1 min read Previously we discussed the creation, perfection and enforcement of security interest in collateral. In this post we will consider the situations where and the manner in which security interest is terminated. We will also consider the disadvantages to the lender of holding on to security interest and collateral after full repayment of debt has been made.
2 mins read Earlier we discussed the creation and perfection of security interest in collateral. In this post we will look at the methods used for enforcing security interest when a default event or breach of security agreement occurs and how the proceeds recovered from collateral are applied.
3 mins read Earlier we discussed the creation and perfection of security interest in collateral. It is also important that collateral be properly managed. The post below discusses two elements of collateral management.
2 mins read Earlier we discussed collateral, collateral law and collateral valuation approaches. However for collateral to be effective the lender must have a security interest in it. This post discusses how security interest in collateral is created and perfected.