The context for credit risk analysis
8 mins read Financial institutions and investors make money by putting capital at risk. The underlying idea is fairly simple – returns from
Credit Process: Why do businesses borrow money?
5 mins read Let’s start with the need! Why do firms borrow money? If you think about it there are actually two separate
Credit Analysis Mindset
4 mins read Credit Analysis mindset As a credit analyst you are tasked with answering a few simple questions on every case that
Credit Analysis – Course Guide
< 1 min read This is the first course on credit analysis that focuses on the impact of leverage on a business. We look
Credit Analysis: Fixed Costs and Operating leverage
8 mins read Fixed Costs and Operating Leverage Are fixed costs evil? And if they are evil then why do businesses willingly take them
Credit Analysis – Introduction
4 mins read Firms employ external funds to finance business operations. External funds differ by the required or expected return that investors need,