Credit Process: The Credit Decision
4 mins read The credit decision. We have now seen a reasonable amount of information on Willy Whale Inc, our friendly, next-door stuffed
Preparing credit proposals and memos
7 mins read Continuing with our previous post on credit culture and information gathering requirements we share our list of required information with Willy
Credit Process: Credit Culture and Information Gathering Foundations
7 mins read Credit Culture. Organizations have formal and informal processes in place for getting things done. Credit culture refers to the comfort
The context for credit risk analysis
8 mins read Financial institutions and investors make money by putting capital at risk. The underlying idea is fairly simple – returns from
Credit Process: Lending products
4 mins read Let’s review the list of products available in financial markets to meet the lending needs of a business. An understanding of
Credit Process: Why do businesses borrow money?
5 mins read Let’s start with the need! Why do firms borrow money? If you think about it there are actually two separate