Credit Process

< 1 min read
The process of assessing whether or not to lend to a particular entity is known as the credit process. It involves evaluating the mindset of the potential borrower, underwriting of the risk, the pricing of the instrument and the fit with the lenders portfolio. It encompasses setting objectives and guidelines based on the lender’s credit culture, gathering necessary information of the applicant, analyzing the information including cash flows and financial statements and presenting and documenting information in such a manner so that a credit decision may be made.
Credit Process

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Credit Process
Credit Process